HAWC Benefits Personal Terms of Use

1. Scope of Use
   The material provided by HAWC Benefits.com ("HAWC Benefits") is for general informational purposes only - HAWC Benefits is not a healthcare practitioner. The material is not intended as a substitute for medical and/or health advice and the material should not be relied upon for dieting or for seeking medical and health recommendations. Members are responsible for their own health, diet research and decisions; therefore please consult with your physician or healthcare practitioner before dieting or making any personal health decisions.
2. Eligible Users
   HAWC Benefits is available only to individuals eighteen years of age and older, and to individuals who can form legally binding contracts under applicable law. By using HAWC Benefits, you represent and warrant that you meet these criteria and you agree to having the ability under applicable law to enter into a legally binding contract.
3. Individual Use.
   You are only authorized to use this Site for your own individual use, and may not duplicate, download, publish, modify or otherwise distribute any material on HAWC Benefits for any purpose other than for your own individual use, unless otherwise specifically authorized by HAWC Benefits. You agree not to transfer or resell your use of or access to your program to any third party.
4. Language and System Requirements
   At the present time, this site is available only in English. Please review our minimal system requirements:
   • Operating Systems - Windows 95 / 98 / NT / 2000/ XP or Mac.
   • Browsers: Internet Explorer 4.0 or higher / Netscape 6 or higher.
5. Period of Membership
   With the exception of special offers, the Initial Enrollment Period depends on the enrollment program your HR Department have chosen. At the end of the Initial Enrollment Period, your membership is automatically renewed based on your program until you cancel the account.
6. Payment
   You agree to enroll for an Initial Enrollment Period. This may vary depending on the enrollment program you have chosen. Once you have provided your credit card details, your enrollment will be processed and your card will be charged. Membership is automatically renewed based on the plan you have chosen. Renewal will continue until you cancel your account. Members are financially responsible for all associated renewal fees.
7. Cancellation
   Cancellation policies are dependent upon the enrollment program you have chosen.
   To cancel your account:
   • email
   • Fax cancellation request to (636)519-7502

   Be sure to cancel your account before the end of your current billing period to avoid further billings - cancellations do not apply retroactively. Refunds policy may vary depending on the program that you have chosen.

   If you need assistance canceling your account, please write to our Help Desk at least 5 days before the end of your Current Billing Period. Be sure to include your user name and the email address you registered with in your request. You will receive a reply from the HAWC Benefits Support Team as well as an automated reply confirming the cancellation. If you do not hear from us after 5 days, you need to contact us again as we may not have received your request. While we can assist you, you are ultimately responsible for the maintenance of your account and for updating its status.

8. General Terms and Conditions
   You agree to:
   • Maintain the security of your Username, password and other confidential information relating to your HAWC Benefits account
   • Be responsible for the status of your account, including the cancellation of your account before your next billing period
   • Be responsible for all charges made by you to HAWC Benefits for the use of your account, including unauthorized use prior to your notifying HAWC Benefits of such use, and taking steps to prevent its further occurrence by changing your password. Any disputed charges must be made within 60 days by contacting our
   • Update your personal information, including email address and current credit card information. Members must provide a valid email address.
9. User Generated Content
   You agree to comply with all laws applicable to content you generate on the Site. Furthermore, you agree that any content you add to the site will not be misleading, fraudulent, defamatory, libelous or offensive and that it will not infringe any third party's copyright, patent, trademark, trade secret or other proprietary rights.
10. Warranty Disclaimer
    Access to and use of the services is at your own risk. The services are provided on an 'as is' and 'as available' basis. HAWC Benefits.com does not warrant that the site or any of it's services will be uninterrupted or error-free, including temporary site unavailability or short term server crashes. If you experience ongoing technical problems, please contact our .
11. Waiver, release and limitation of liability
    You agree that neither HAWC Benefits.com, nor its affiliates, subsidiaries, officers, directors, employees, agents, consultants or information providers or suppliers, shall have any liability to you under any theory of liability or indemnity in connection with your use of HAWC Benefits.com. You hereby release and forever waive any and all claims you may have against HAWC Benefits.com, its officers, directors, employees, agents, consultants, information providers or suppliers for losses or damages you sustain in connection with your use of HAWC Benefits.com. The total liability of HAWC Benefits.com and its officers, directors, employees, agents, consultants, information providers and suppliers, if any, for losses or damages shall not exceed the fees paid by you for the particular information or service provided. All other damages, direct or indirect, special, incidental, consequential or punitive arising from any use of the information or other parts of HAWC Benefits.com are hereby excluded even if HAWC Benefits.com or its officers, directors, employees, agents, consultants, information providers or suppliers have been advised of the possibility of such damages. Void where prohibited by law.
12. How to contact us
    You may contact HAWC Benefits.com at any time by writing to our or calling (636)519-7502.